Job Title: Credit Risk Analyst
Company:Imizizi
Job description: Job Summary Requirements:
- Master’s degree in Insolvency/ CA (SA), LLB, MBA or a related field
- Postgraduate qualification in Finance
- Advanced qualifications including Master’s degree in Insolvency/ CA (SA), LLB, MBA or a related field
- 5 years’ experience in Turnaround, restructuring and workout environment/ structured Credit/ development finance/Corporate finance.
- IFRS reporting standards, Corporate Governance, insolvency law NCR and NCA, and related legislation.
Duties:
- Manage non-performing loans by reviewing and assessing turnaround/workout alternatives and solutions to ensure that the most financially acceptable and appropriate recovery solution is found for the company.
- Establish, communicate and facilitate the use of appropriate turnaround and risk methodologies, tools and techniques for distressed and non-performing clients.
- Provide inputs on the design and implementation of turnaround/recovery management solutions in order to build a sound platform for the recovery of the company non-performing loans.
- Credit restructuring, improved collections rate and workout.
- Analyse financial statements to develop initial assessment by identifying strengths and weakness pertaining to borrower’s historical performance with a view to how to turn the default around.
- Attends Credit committee meetings to present and be available to answer questions regarding the recommendation around recommendations.
- Intensive servicing of clients with a high probability of default
- Developing tight monitoring of accounts classified as non-performing
- To develop set of measures in consultation with Turnaround and Collections Manager to ensure that the account/ project is turned around to performing status.
- Negotiate with borrowers, legal counsel, and other stakeholders involved in the workout process
Expected salary: R360000 – 480000 per year
Location: Gauteng
Job date: Tue, 26 Nov 2024 23:22:32 GMT
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